Credit repair companies can help you dispute inaccurate information on your credit report. If you're looking for help raising your credit score, a credit repair company might be the right fit for you. Credit repair companies can offer a variety of services, but generally, focus on disputing inaccurate information on your credit report. The company then goes through the dispute process for you. While disputing items on your credit report is something that you can do yourself for no cost, credit repair companies can give you some extra help if needed. Ahead, CNBC Select rounds up the best credit repair companies based on factors like fees, customer satisfaction ratings, company history, availability and money-back guarantees. Credit Saint offers three packages for credit repair services and a 90-day money-back guarantee for services. It has received an A rating and is accredited by the Better Business Bureau. Money-back guarantee available after 90 days in the program if no negative items have been removed from credit reports.

Not available in South Carolina, Kansas, Mississippi, Oregon, Maine, and Washington, D.C. Who's this for: For those wanting to improve their credit with a credit restoration company, Credit Saint offers several levels of service and good ratings for customer satisfaction. Standout features: The company offers a free consultation for new customers and backs its work with a 90-day money-back guarantee. Monthly fee: $79 for standard, $99 for premium. The company also offers a six-month flat-fee option for $499. The Credit People's Credit Report Repair service is relatively affordable compared to other programs in the space. Even the most basic package (the standard package) includes unlimited challenges to all three credit bureaus. Upgrading to the premium package includes escalated disputes and monthly credit score reports and score refreshes. Who's this for: The Credit People offers three tiers of service, and all three offer the ability to make unlimited challenges across all three credit bureaus.

Standout features: A satisfaction guarantee can help you waive your current month's fee and be refunded for the previous monthly service fee if you're not satisfied. The Credit Pros is an AI-driven credit repair company that has been in business for over a decade. It offers unlimited disputes and access to a variety of letters to creditors for some packages. Who's this for: The Credit Pros is driven by artificial intelligence and offers three tiers of service for credit repair programs. Standout features: All plans include credit monitoring at no additional charge, making it easier to spot potential fraud. Though it's not accredited by the Better Business Bureau (BBB), it has earned 3.93 out of 5 stars for customer satisfaction ratings with 122 reviews, the highest of the credit repair companies we reviewed. Sky Blue Credit Repair has been in business since 1989, and offers one package for credit repair services. The package includes custom disputes, coaches available for calls, and a 35-day dispute cycle.

Who's this for: Sky Blue offers some of the most affordable rates to add a spouse or partner to the credit phone repair shop near me program. While other companies charge a second fee to add another person, Sky Blue offers this option for a discounted $40. Standout features: Unlike most other companies, Sky Blue only offers one credit repair service option so you won't need to upgrade to more expensive packages to unlock additional features. Credit Saint has been in the credit repair business for over 15 years. It has an A rating with the BBB, and has strong customer satisfaction ratings with the bureau as well. The Credit People was founded in 2001 and has helped over 100,000 people with their credit scores and reports. 79 for the standard package and $99 for the premium package. The company also offers a six-month flat-fee option for $499. The Credit Pros has been in business for 14 years and works with customers in 46 states.

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