New York Auto Accident Law Firm Accident Law

A lawyer who handles car accidents is your advocate, making sure your side of the story is told. He or she will present your case to a judge or jury, if needed, and negotiate with the insurance company.

Certain states have the tort liability system, while others have no-fault or auto insurance laws. There are still strict time limitations known as statutes which must be followed.

Fault

Determining fault is an essential part of the legal and insurance claims process. It may seem obvious in some cases, such as rear-end collisions, but usually it is not. The state laws and the facts of each case are used to determine fault. Certain states employ pure comparative negligence. the proportion of fault you bear in an accident determines the damages you can claim.

Even if you're found be more than 51% responsible however, you might still have a chance to collect some of your damages with additional coverage, such as MedPay or PIP policies. In addition, some states use modified comparative blame. These laws permit injured motorists to make use of their own insurance coverage to pay expenses, even if they are found to be partially responsible for the crash.

In the aftermath of an accident, it's natural to be shaken up and to feel the need to point the finger at someone else. This could lead to costly mistakes and auto Accident law firm can result in negative consequences. A good lawyer will help you avoid these mistakes and give you the answers you need quickly and precisely.

Damages

Damages are the amount paid to compensate a victim for the financial losses they have suffered because of another's negligent actions. This type of compensation can be used to pay for a variety of losses, such as medical costs and lost wages, income, and vehicular property damage. A skilled car accident lawyer will examine receipts, invoices, and other financial documentation to determine precisely the amount of special damages you're owed.

Non-economic damages are harder to quantify and usually include intangible damage like pain and suffering. This kind of compensation is frequently subject to devaluation by insurance providers and it is imperative that you consult a skilled tort attorney to ensure that your damages are fairly valued.

In New York, if you suffered serious injuries or if your losses exceeded the limits of your insurance policy you may be able to evade the no-fault system by suing for all your non-economic and economic damages including pain and suffering. But, since New York is a comparative negligence state, your compensation will be reduced by the percentage of fault assigned to you. A knowledgeable attorney will be able to maximize the amount you can claim.

Statute of Limitations

In the event of a car crash the statute of limitation is the time limit you are required to sue to recover damages. It can range from three to five years based on the type and state of the lawsuit.

Statutes of limitation are important in that they ensure that any claim filed in court is investigated properly before the deadline expires. After this time, it may be impossible to locate witnesses. Physical artifacts, such as debris and tire marks could disappear or be destroyed, and public records might be misplaced.

As time passes, Auto accident law firm witnesses tend to forget important information. It would be unreasonable to think that eyewitnesses would recall all the details of a crash that occurred 15 years ago. A statute of limitations also stops plaintiffs from taking legal action too early after an incident because it could prejudice the jury against them. This is why it's crucial to speak with a New York car accident lawyer and begin the process as soon as you can.

Insurance

All drivers in New York are required by law to carry car insurance. This type of insurance is designed to pay the policyholder and their passengers for their financial losses in an accident, regardless of who was at fault. This is also known as no fault insurance or Personal Injury Protection (PIP).

In addition to PIP, most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type insurance policy provides compensation if a victim is injured by an uninsured or underinsured driver or in a hit and run accident. UM/UIM coverage is typically provided with a limit of $25,000 per person or $50,000 per accident.

The policyholder is protected under Bodily Injury liability if a third-party sues them for damages, including medical bills or property damage. Third parties may also make a claim for suffering and pain when the injury is severe enough to warrant it. Third-party claims are, however, the majority, are settled by insurance companies. A skilled lawyer on board can help to ensure that you get the entire amount of damages that are available to you.

Contact an attorney

Car accidents can be stressful and expensive. From vehicle injuries to medical costs to lost wages they can be costly. An attorney can help determine the person responsible for the accident and pursue compensation from the responsible party.

A lawyer will also ensure that your claim will cover all your losses and expenses. They will take into account your current and future financial expenses as also physical and emotional suffering. They will also take into account the impact of your injuries on your life quality.

In New York, if the negligent driver was not covered by insurance or only the minimum amount required by law, you may be able recover the amount under your own policy's uninsured motorist coverage (UM). This option can be discussed with an attorney.

It is important to hire an experienced and knowledgeable auto accident attorneys accident lawyer. Their experience and training puts them in a better position to secure the compensation you deserve. The insurance company of the defendant will be aware that your lawyer is willing to take on the case, which usually results in a higher settlement offer.